https://www.wiseassurance.com/blog daily 0.75 2021-10-24 https://www.wiseassurance.com/blog/how-to-take-an-effective-mental-health-day-g8pab monthly 0.5 2021-10-24 https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596490320217-S3UO1YZ3RDYK18J9QBLZ/Pretty+Caucasian+woman+at+the+beach+smiling+at+camera. Blog - Heavy Stress and Lifestyle can predict how long we live. Remember to decompress. Pretty Caucasian woman at the beach smiling at camera. https://www.wiseassurance.com/blog/a-hrefhttpswwwwiseassurancecomblogamerican-rescue-plan-and-its-impact-on-healthcare-costs-and-access-in-americaa monthly 0.5 2021-10-26 https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1635092519386-HHN4RQTRGEVY74UKMNO3/unsplash-image-Xmgxjy-TzU0.jpg Blog - The American Rescue Plan and it’s impact on Healthcare Costs and Access in America</a> - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.wiseassurance.com/team daily 0.75 2021-10-24 https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1633376775344-RYU2KDQY9VF86WLVYGRU/Gideon_Schnog+%281%29.jpg Team - Insurance Broker Gideon Schnog My goal will always be to provide the best personalized service for our clients. It all begins with an open discussion about your insurance needs and expectations. Maybe you want to build an estate with Life Insurance, or perhaps create a comprehensive health plan for your family, or maybe you just need some short term travel protection. Insurance isn’t glamorous, but fills an important role in everyone’s life. Insurance products are fundamentally similar, it is the Agent that makes the real difference. As a small business, we work directly with you and will be there for you in a time of need. I am ready to support you in English, Spanish and Dutch. Email — LinkedIn https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1634745251005-OI49IJU4F5GPI7O9YZ9I/Julia+Head+Shot.jpg Team - Insurance Agent Julia Shukhmaister I take pride in my work knowing that what I do truly helps families. When I hear stories from my clients on how their plan helped them in a time of need, it reminds me on how important having the proper health and life plans are. We always hope that nothing bad will ever happen in life, but if it does, you can have peace of mind knowing that we will be there for you in the time of need, such as when are looking for a doctor or when you have an emergency. I promise to apply my years of healthcare experience towards guiding you to the right plans. I am ready to support you in English, Russian and Hebrew. Email — LinkedIn https://www.wiseassurance.com/about daily 0.75 2025-05-28 https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592261960811-ET6PMZTKVVGY64W0OJZA/image-asset.jpeg About - A modern approach We know your time is important. By using modern quoting tools that links us to almost all the major health and life providers, and video conferencing systems like Zoom and Google Video, we can provide efficient and personalized service to find the perfect health and life products for you. https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1591809300101-EYDRWIYMF88LH58RQ8TW/image-asset.jpeg About - Putting You and Your Family First We are a small family business offering personalized Health and Life Insurance consultation and support. We treat every client like family, taking the time to guide you through your options to find the right plan for your needs and budget. Services are available in English, Spanish, Hebrew, Russian, and Dutch. We use remote support tools such as video conferencing and screen sharing to ensure you fully understand your choices. https://www.wiseassurance.com/services daily 0.75 2022-06-11 https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1634963668887-CWXHFWFLPB1V0SNBE0NF/unsplash-image-cf1cN3ofKUM.jpg Services https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1634964035423-A47J0OQ4OQJ8EGHADIHY/unsplash-image-rxpThOwuVgE.jpg Services https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1634964097006-9NP5A38EVXR8RXG9PTS0/unsplash-image-8YG31Xn4dSw.jpg Services https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1634964250564-CZ4Q1Q0PGB6BE63SF8AI/unsplash-image-uq2E2V4LhCY.jpg Services https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1634964290661-Z2Z92XVFJAH2ID70BQ4M/unsplash-image-Wr3comVZJxU.jpg Services https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1654914512088-OMD1IHB8XFCSBEVTM50K/unsplash-image-6D58t6uZT5M.jpg Services https://www.wiseassurance.com/contact daily 0.75 2025-08-13 https://www.wiseassurance.com/home daily 1.0 2025-07-28 https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1634697157621-ELHRLB9TLO5R0O3Y3PNV/Julia+Head+Shot.jpg Home https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1634697294394-LFAE4W2XCYQB1612BNK2/Gideon+Head+Shots+%282%29.jpg Home https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1634700900141-PNEWHBCFOOU1IMJJ4Z8Q/unsplash-image-QQsRTGAZp9o.jpg Home https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1634701213267-XFJJI66H15MIFB6EF9NX/unsplash-image-cf1cN3ofKUM.jpg Home https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1634701780996-DJAHX6DEA3MXC75PCD3A/unsplash-image-uq2E2V4LhCY.jpg Home https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1634701824461-U73680ZZ1XRYDRU0P2NP/unsplash-image-Wr3comVZJxU.jpg Home https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1634743570066-G7YMXG9MEA93QVPHWBN8/unsplash-image-8YG31Xn4dSw.jpg Home https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1634743792522-99LPI4V8L5W2U69NLCUJ/unsplash-image-rxpThOwuVgE.jpg Home https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1635089725699-IIGIL5EN2EWX0TDRC6SC/unsplash-image-Xmgxjy-TzU0.jpg Home https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1635090134212-DUWTB1GSOMRBVQDBYF0Q/unsplash-image-MeMbExzoyF8.jpg Home https://www.wiseassurance.com/reviews daily 0.75 2024-05-16 https://www.wiseassurance.com/faqs-4 daily 0.75 2024-05-16 https://www.wiseassurance.com/general-1 daily 0.75 2021-10-24 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847902870-ZOUR0EX0L2QSQNRC1SP2/image-asset.jpeg Medicare - Make it stand out. It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847903067-57HDPDJ6TWU40QPAQLS4/image-asset.jpeg Medicare - Make it stand out. It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference. https://www.wiseassurance.com/affordable-care-act-aca daily 0.75 2022-05-19 https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/08fae9c0-ee13-41f4-b8c2-5a92c1ba78e0/unsplash-image-ute2XAFQU2I.jpg ACA - Self Service Portal If you wish to look through ACA Marketplace health plans by yourself, click on the button below which will take you to our Health Sherpa portal. Here you can review plan options for your Zip Code. Once you see a plan you like, you can add it to your shopping cart and complete self-checkout. If you have questions during the application process, you can reach us via our Contact Us page. We can also help walk you through and or complete an application for you via a telephone or virtual call. https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1638305789509-NGLKZ4DST2D6J37T1B1X/unsplash-image-WEDDt-u3q3o.jpg ACA - Direct Broker Support We know Health insurance can be confusing, especially when it comes to understanding plan details and completing applications. Not to worry, our knowledgeable brokers are here to help. If you wish to speak to a Health Insurance Broker for assistant selecting plans, completing your application or general questions, click on the link below for our Contact Page. https://www.wiseassurance.com/travel-insurance daily 0.75 2022-05-19 https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1652586437974-CAMDRT0MDL6NS7AWJH1R/unsplash-image-YpkuRn54y4w.jpg Travel Insurance - Let the Adventures Begin Click on the button below to access our International Medical Group (IMG) Travel Insurnace quoting tool. You can select your plan in a few easy steps. All documents are provided digitally for easy access while you travel and if you need to extend your travels, it is easy to add days to your coverage. https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1652586829727-U0TPYD2E1JAIZSDLM601/unsplash-image-QMU1z6ReS5A.jpg Travel Insurance - Need Help Deciding? If you need direct assistance on selecting a Travel Insurance plan or completing your application, click the button below to get in touch or direct schedule a meeting on our calendar. https://www.wiseassurance.com/life-insurance daily 0.75 2022-05-19 https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1652929550893-MGJJNO5YBSLFZLX3CX67/unsplash-image-0cmJRW5rOJ8.jpg Life Insurance - Term Life Insurance What is Term Life Insurance? This is the simplest of life insurance plans. It is defined by a “term” or length of time that the policy is in effect. For example, a term can last 5, 10, 15, 20 or 30 yrs. You decide how long you want the policy to last based on your life needs. For example, if you have young children that will graduate college in 18 years, it would be best to choose a term plan for 20 years or more. That way, you’ll know that no matter what happens, your dependents will be financially protected till they are on their own two feet and don’t need to rely on your income anymore. Any benefits paid to beneficiaries is tax free. Click below to access our Term Life quoting tool. This self-service portal allows you to create a custom quote by selecting a benefit amount and term. This dynamic system driven by AI quickly processes your medical and personal history to create a quote that meets your budget and benefit goals. Over 90% of applicants get an instant approval with no medical exam! There is no obligation to purchase once your application is complete. If you wish for a medically underwritten plan with more carrier options, contact us directly HERE. https://images.squarespace-cdn.com/content/v1/615b5553473f60261b029e67/1652931859111-8SBB1AVHT2O71ZMD6K68/unsplash-image-4ardiyvfhTM.jpg Life Insurance - Whole Life Insurance What is Whole Life? Also sometimes referred to as Permanent Life, Universal Life, Variable Life and so forth. This is a Life Insurance plan that does what it says, provides you a benefit for your “whole life”. Unlike a term plan, it does not end after a set amount of time. In addition, besides for a death benefit, Whole Life also acts as a savings instrument in which cash value can accumulate over time. The cash value earns a fixed or variable interest based on market conditions. This cash value can also be used to borrow against, making you like your own bank. If you decided to terminate your policy before your death, you would be paid your cash value minus any fees. Some plans even allow you to receive your death benefits in advance if you have a terminal illness. Most importantly however, is that your death benefit will go to your loved one’s tax free. Due to all these extra benefits and because you are putting money aside into a savings account, the monthly premium for a Whole Life plan is greater than a Term plan, but the significant financial benefits may be better suited for your life goals. For assistance customizing your Whole / Universal Life plan, click below to schedule a meeting with us.